Consultancy

in Insurance and Benefits

Our goal is to provide the best possible results for our customers, both Brazilian and foreign companies operating in Brazil, by conducting detailed studies to find the most suitable product for their needs.

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About us

Legal Representation of Foreign Partners and Administrators

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Icone de nossa missao

Mission

Contools Health is committed to guaranteeing the best consultancy in the intermediation between policyholders and insurance companies, offering advice to policyholders in the search for products that are best suited to each client's profile.

Icone de nossa visao

Vision

To become the insurance consultancy recognized by its clients as the most efficient, transparent and responsible in the market. Offering domestic and foreign companies established in Brazil as many insurance-related products as possible.

Icone de nossos valores

Values

  1. Efficiency and quality
  2. Integrity and Honesty
  3. Ethics and Respect
  4. Responsibility
  5. Social contribution

Why hire Contools for Health Insurance?

The primary focus of our insurance consultancy is asset protection.

Companies face daily risks that are beyond their control. Our main objective is to work with each client to develop a customized plan that meets their individual needs and profiles. This ensures that insurance policies protect their financial assets and that business operations continue smoothly, with minimal impact from unforeseen events.

Employee health promotion is also a key consideration. Healthy employees are more productive, bringing the efficiency that companies expect. In fact, employee benefits are typically a company’s second-largest investment after payroll.

Our Benefits

Icone de beneficios de saude

Health

The most sought-after benefit for a company's employees, it even helps to reduce turnover and more...

Icone de beneficios de odontologia

Dental

A product that is increasingly being used to start or extend companies' benefits packages.

Icone de beneficios de seguro de vida

Life

Required by most collective bargaining agreements, life insurance is of the utmost importance to employees and their families.

Icone de beneficios de Vale alimentacao e refeicao

Vouchers

We even manage employees' food or meal vouchers. From issuing cards to troubleshooting and general support.

Icone de beneficios de Saúde ocupacional

Occupational Health

An important branch of medicine and a mandatory sector within companies, regardless of size.

Saúde ocupacional Previdencia privada

Private Pension

It's a great tool for retaining and attracting talent, and it even reduces the company's tax bill.

Our Insurances

Foto de seguros de Responsabilidade Civil Geral

General Civil Liability

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A company's liability can be claimed by clients, employees and third parties in general who have suffered material, bodily or even moral damage.

Most policies cover: legal defense costs, including deposits for appeals, criminal bail, extradition costs, expert costs and emergency expenses, regulatory requirements, inquiries, administrative proceedings and investigations, civil fines and penalties, moral and bodily harm, among other coverages.

The main types of cover are:

  • E&O (professional indemnity for legal entities)
  • D&O (company executives' R.C.)
  • RCP (Professional C.R. with a focus on professionals
    professionals)
Foto de seguros de Seguro Cyber

Cyber Security

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Brazil is among the top ten countries for attacks against digital security. These cybercriminals devise invasion strategies that, in the face of the slightest company failure, are extremely damaging. The expansion of remote working in companies has become one of the main reasons for the increase in numbers.

This product provides essential cover such as:

  • Cyber Threat;
  • Investigation;
  • Payment of Direct Losses due to Extortion;
  • Theft, Destruction or Corruption of Data by Crackers;
  • Liability for Personal and Corporate Data;
  • Public Image Damage - Cost of Defense and Repair of Lost Profits.

It is worth noting that the company needs to follow mandatory processes and requirements that are determined in advance and vary according to the insurer chosen.

Foto de seguros de Blindagem Patrimonial

Asset shielding

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With a business insurance policy, you can be protected against various events such as fire, theft of goods and valuables, electrical damage, windstorms, civil liability, fixed expenses, loss of profits, unlawful acts by employees, machinery, high-voltage equipment, deterioration of goods, among various other coverages that vary according to the company's segment.

Industry, commerce and even some services (such as logistics), concentrate most of their assets in their own headquarters, so it is of the utmost importance to take out adequate insurance, understanding exactly the operation and its financial risk.

In addition, business insurance is compulsory for all rental contracts.

Foto de seguros de Sucessão empresarial e Key person

Succession and Key person

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A policy that guarantees compensation for the company in the event of the partner's death. The amount received will be used to purchase the shares from the family, thus guaranteeing the solidity of the business, without interference from new controllers / heirs with no experience in the business.

In an acquisition, merger or even when a senior executive is directly responsible for the company's results, it is essential that the key person has insurance so that if a fatality occurs, the company will receive the compensation and be able to find a professional to replace him or her and/or minimize a possible loss in the transition of command.

Foto de seguros de Frotas

Fleets

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The main aim of this policy is to reduce costs. By centralizing all the company's vehicles in a single contract, it is possible to negotiate rate reductions, acceptance and coverages that may vary from one client to another, according to the types of vehicles and uses.

In addition, we provide full support for risk management, service and claims settlement.

Foto de seguros de Responsabilidade Civil Geral

General Civil Liability

Read more

A company's liability can be claimed by clients, employees and third parties in general who have suffered material, bodily or even moral damage.

Most policies cover: legal defense costs, including deposits for appeals, criminal bail, extradition costs, expert costs and emergency expenses, regulatory requirements, inquiries, administrative proceedings and investigations, civil fines and penalties, moral and bodily harm, among other coverages.

The main types of cover are:

  • E&O (professional indemnity for legal entities)
  • D&O (company executives' R.C.)
  • RCP (Professional C.R. with a focus on professionals
    professionals)
Foto de seguros de Seguro Cyber

Cyber Security

Read more

Brazil is among the top ten countries for attacks against digital security. These cybercriminals devise invasion strategies that, in the face of the slightest company failure, are extremely damaging. The expansion of remote working in companies has become one of the main reasons for the increase in numbers.

This product provides essential cover such as:

  • Cyber Threat;
  • Investigation;
  • Payment of Direct Losses due to Extortion;
  • Theft, Destruction or Corruption of Data by Crackers;
  • Liability for Personal and Corporate Data;
  • Public Image Damage - Cost of Defense and Repair of Lost Profits.

It is worth noting that the company needs to follow mandatory processes and requirements that are determined in advance and vary according to the insurer chosen.

Foto de seguros de Blindagem Patrimonial

Asset Shielding

Read more

With a business insurance policy, you can be protected against various events such as fire, theft of goods and valuables, electrical damage, windstorms, civil liability, fixed expenses, loss of profits, unlawful acts by employees, machinery, high-voltage equipment, deterioration of goods, among various other coverages that vary according to the company's segment.

Industry, commerce and even some services (such as logistics), concentrate most of their assets in their own headquarters, so it is of the utmost importance to take out adequate insurance, understanding exactly the operation and its financial risk.

In addition, business insurance is compulsory for all rental contracts.

Foto de seguros de Sucessão empresarial e Key person

Succession empresarial and Key person

Read more

A policy that guarantees compensation for the company in the event of the partner's death. The amount received will be used to purchase the shares from the family, thus guaranteeing the solidity of the business, without interference from new controllers / heirs with no experience in the business.

In an acquisition, merger or even when a senior executive is directly responsible for the company's results, it is essential that the key person has insurance so that if a fatality occurs, the company will receive the compensation and be able to find a professional to replace him or her and/or minimize a possible loss in the transition of command.

Foto de seguros de Frotas

Fleets

Read more

The main aim of this policy is to reduce costs. By centralizing all the company's vehicles in a single contract, it is possible to negotiate rate reductions, acceptance and coverages that may vary from one client to another, according to the types of vehicles and uses.

In addition, we provide full support for risk management, service and claims settlement.

Contact us

Do you have any questions? Would you like more information about our work? Fill in your details in the form and we’ll get back to you as soon as possible.